From Financial Anxiety to Abundance
The journey from financial anxiety to comfortable, sustainable abundance wasn’t easy, especially as I was someone trying to follow the traditional mindset work and always falling short
The Reality Check: Where I Started
When I started my coaching business in 2013, I was a single parent living month to month. I was about £15,000 in debt from a house I sold in the financial crash, plus credit card debt on top of that. I had no savings, no property, and barely enough to cover the basics.
This week, I’m taking myself to Milan for a three-day business retreat – something my business can now afford. I’m sharing this not to brag, but to show you that transformation is possible. The woman who couldn’t afford much beyond rent and groceries is now investing in herself and her business growth.
Why Traditional Abundance Mindset Doesn’t Work
Traditional abundance mindset asks you to think like a wealthy person when you’re starting with not just an empty bank account but most of the time a one in the red. It’s so far removed from your reality that your brain simply can’t accept it.
When I first read “The Secret” and created my vision board, it was full of beautiful things that felt impossible. I was in debt, not on the property ladder, and struggling financially. The gap between my reality and my vision was too vast to bridge with positive thinking alone.
Financial anxiety is real, and it doesn’t disappear just because you sit on a night trying to picture yourself walking down the street with a Louis Vuitton Handbag
The Missing Piece: Abundance with Awareness
The breakthrough came when I discovered what I call “abundance with awareness” – acknowledging your real constraints while expanding what’s possible within them. This isn’t about burying your head in the sand and trying to imagine your debt isnt a thing
Focus on What You Can Create with What You Have
I can’t even remember how I found the money for my coaching diploma – I think I put it on a credit card and chipped away at it. But what I do remember is not thinking “I can’t afford this.” Instead, I thought, “This is what I need to do – how can I make it work?”
That tiny mindset shift changed everything.
The Three Pillars of Real Abundance
1. Strategic Optimism This is hope with a plan. It’s not just wishing money will appear – it’s having a clear strategy for creating it.
2. Creative Problem Solving When you can’t change your current circumstances, you can change how you look at them and what opportunities you’re seeking outside of them.
3. Value Creation This is the big one that most people skip: What unique value can you offer the world? What are you really good at that you could build on?
Reframing Your Financial Story
Instead of “I can’t afford it,” try “How can I afford it?” This doesn’t mean being reckless with money – it means being creative about solutions when something truly matters to you.
Instead of “Money is scarce,” try “Money flows to value creation.” When you start focusing on the unique value you can provide, money follows.
And here’s a big one: stop feeling like you’re behind. There are countless examples of people who started building wealth in their 40s, 50s, and 60s. You’re starting exactly where you need to because everything that came before this is data for you.
Small Wins Strategy: The £10 Abundance Challenge
Start with small wins. Challenge yourself to create an extra £10 this week. Sell something on Vinted, offer a small service, leverage a skill you already have.
It’s not about the £10 – it’s about training your brain to think like an entrepreneur who’s always looking for opportunities to create value and generate income.
Leverage Your Network
Your network isn’t just networking events – it’s friends, former colleagues, and people you respect. If you needed a job opportunity or wanted to explore a new direction, who could you have a 10-minute coffee with that would leave you feeling energised and full of ideas?
The Power of Perspective
What if your current financial situation isn’t your ceiling, but your launching pad?
When I was in my old job, I thought I’d hit my earning ceiling because the next level required moving to London, which wasn’t an option for me. I genuinely believed there was no more financial abundance available to me.
I was so wrong.
When I started coaching, my goal wasn’t a six-figure income – it was just to earn what I was earning in my old role. The expansion came gradually, as I grew into each new level.
The Daily Practice
You can’t go from deep financial anxiety to abundance overnight. It requires daily work, and you can’t give up just when things get challenging, because that’s usually right before the breakthrough happens.
Start by:
- Auditing your money story – What beliefs about money are you unconsciously operating from?
- Identifying one skill gap – What could you learn that would increase your value?
- Taking one small action – What one thing could you do this week to create value?
- Do a thorough money audit. Print off statements and look at where you are leaking money, where do you spend that’s not necessary ( mine was Starbucks). If you want to get serious about having money, then you need to be serious about what you spend it on
The Final Teaching
The most abundant thing you can do right now is not pretend your financial challenges don’t exist – just don’t be constrained by them. Believe that you have the power to transform them, and remember that transformation starts with how you think.
Start noticing people in your life who don’t have financial anxiety. How do they talk? What do they do? What are their behaviors and actions?
It’s not impossible to go from financial anxiety to abundance, but it requires work from you. It requires attention. Like a plant in your office, the areas of your life that you focus on will grow.
Everyone has a launch pad. Everyone has a starting point from where they are now to get to where they want to be. You just need to remember that this starting point isn’t your ceiling – this is where you get to grow.
Remember: in every situation, you don’t need to be stuck where you are. You get to build on where you are to get to where you want to be.
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